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For a bank or lender to provide you with a home loan, there are several variables that they will take into account. Your loan-to-value ratio (LVR) and “serviceability” are two terms you’ll likely hear used about your loan.
Recently, regulators have discussed tightening serviceability restrictions, which might mean that potential borrowers will have less access to financing than they already have. What is serviceability, and why is it so important?
Houses are large-scale investments that need thorough study, meticulous planning, and ongoing upkeep. There are several alternatives available to you, and one of them is Aurora Capital’s Home Lending.
Aurora Capital has partnered with Home Loans, our preferred mortgage lender, to help you locate and secure the best financing alternatives for your home-buying journey.

A highly regulated and dynamic lending industry requires a company with Aurora Capital Services' operational efficiency and transparency to be at the cutting edge.

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Talk to your financial advisor about how much money you’ll need to buy a house
With the guidance of an Aurora Capital advisor, you’ll be able to figure out exactly how a new home loan will fit into your long-term financial goals and plans.
Do you currently own a home? Additionally, your advisor can help you decide whether or not refinancing would be a smart move, given your current financial circumstances and desired future outcomes.
Complete your mortgage application with the help of Embrace
Loan consultants from Embrace are available to help you complete a loan application after you and your financial advisor have discussed how home finance fits into your long-term financial goals and objectives.